What was your most significant expenditure in 2012?
It doesn't have to be necessarily the biggest expenditure, just the one with the most impact.
What difference has it made to your life?
The budget this year has been beyond tight. Just getting the rent paid has been cause for celebration. That is ok, it makes you realise that you don't need a lot of stuff to be happy.
But this little gadget has made a huge difference to my life.Much as I hate to admit it, I'm a bit addicted to my iPhone.